ZERO has tremendously enhanced our compensation package. Great benefits AND savings for our employees and our company!
Sara C. | Miller Truck Lines
ZERO provides excellent customer and client services, and a quick turn around and a no hassle claims process making it a win for our employees and my team.
Kelly C. | City of Broken Arrow
Our employees love ZERO!
It’s been a game-changer for our employees.
Dianna D. | Muncie Power Products
Save Big On Care
You’ll only pay a transparent transaction fee every time we process a payment for care. No setup costs, no PEPM, no hidden fees. We see an average savings for employers of around 44% and as high as 50%.
How It Works
$19,130
ZERO Price For Surgical Procedure Compared To $31,554 Legacy Pricing
$3,826
ZERO Transaction Fee
$22,956
Employer Payment To ZERO (Price + Fee)
$8,598
27% Employer Savings Over Legacy Pricing
Gain Visibility Into Utilization & Costs
The Client Success team at ZERO stands beside you every step of the way to ensure your employees use ZERO providers and savings potential is maximized.
ZERO believes in transparency and created a technology platform to give you access to data and reports that help you make better purchasing decisions for healthcare.
- Get insights on plan member utilization
- See your annual savings and top category savings
- Learn which services members are using the most
“ZERO has been a life (more like MONEY) saver for me! I was in shock at how easy the process was and how amazing and efficient the staff was. I was hesitant at first, but now I am sold and cannot wait to continue to promote it to the employees! I could not be happier to be a representative of such an impactful cost saving health program. Seems too good to be true!”
Katie R. HR Generalist | Power Solutions International (PSI)
Give Your Plan Members Access To The Member-First Economy
ZERO plan members receive the care that they need for $0 out of their own pockets. On top of that, ZERO also provides members with a Personal Health Assistant who will help them find providers in their area, offer support along the way and help to simplify the process of getting the care that they need. We believe healthcare should be affordable, simple and personalized — and our 94 NPS score tells us that our members do too.
- No Copays. No Deductibles. No Coinsurance.
- Members gain access to a Personal Health Assistant who they can call, chat or email with
- ZERO covers labs and imaging, colonoscopies, hernia repair, orthopedic surgery, physical therapy and so much more!
See What Members Are Saying
4.7
Average Score:
4.7
5.0
"We love ZERO. It provides such a peace of mind during uncertain times of having to schedule diagnostic testing. ZERO allows me to take care of my family and focus on their health without worrying about all the unexpected expenses that come with hospital and outpatient billing from medical providers."
— Sarah B, ZERO Member
5.0
"It has been easy and actually cost 0 dollars! I have told countless people and (understandably) they don't believe it. I want to promote it because I want others to get the treatment they need/deserve too. For me, I put off my medical needs for years in order to not deal with insurance companies. Not with ZERO!"
— Zachary F, ZERO Member
5.0
"Using ZERO has been super easy and great! Everyone has been helpful and I love that I can get health care my family needs but wouldn’t necessarily be able to afford for $0!"
— Staci M, ZERO Member
5.0
"I have always found it easy to use ZERO. I get fast answers and I think the service is great. The rep is always willing to help me anytime."
— Elisa H, ZERO Member
5.0
"This was my 1st time using ZERO as one of my work benefit offerings and I was very pleased and surprised at how easy and pain-free it was to use."
— Tim M, ZERO Member
5.0
"Everything was great, process was very quick. Couldn’t be any happier with everything so far."
— Justin G, ZERO Member
5.0
"ZERO’s staff is always so friendly! I appreciate working with them as they are so knowledgeable and kind!"
— Tammy G, ZERO Member
Helping People Get Care, While Saving Employers Millions
Real Savings
$11.6M
6K Member Public Sector Org.
$11.6M
Total Cost Savings
6,474
People received access to the the care that they needed for $0 out-of-pocket!
97 NPS
Those who utilized ZERO loved their experience so much they rated ZERO a Net Promoter Score of 97/100.
Real Savings
$4.03M
2K Member Manufacturer
$4.03M
Total Cost Savings
1,146
People received access to the the care that they needed for $0 out-of-pocket!
100 NPS
Those who utilized ZERO loved their experience so much they rated ZERO a Net Promoter Score of 100/100.